Financial Modeling Lab
A financial modeling and valuation toolkit — from the three-statement build through DCF and LBO valuation to planning, scenarios, and financing. Upload your financials once and run any of 18 models across four areas.
Overview
18 financial models
Three-statement modeling, valuation, planning, and financing — from operating build to investment returns.
Upload once, model many
Load your financials once and run any model without re-uploading.
Export & AI Chat
Download results as CSV, PNG, or Word — or ask the AI Chat to interpret your findings.
What you need
What you can do
How it works
Many models need no file at all
Some models run purely from on-page assumptions (e.g. growth rate, WACC, exit multiple) — no upload required. Others use your historical financials. Either way, when you do upload, one file works across every model in this lab.
Select a model
Pick a model from the sidebar. Before any data is loaded, the page opens on an intro screen for that model.
Check what it needs
The intro splits inputs into REQUIRED (e.g. revenue — needed to run) and OPTIONAL (COGS, opex, cash, debt…) that refine the result. Map the columns you have. Use Analysis Guide or Load sample data to see the format.
Upload or set assumptions
Drag a CSV or Excel file anywhere onto the page — a drop zone appears; release to upload. One upload works across every model. Assumption-only models just take inputs on the page.
Map your columns
Open the Variables dropdown and match your columns to the model’s fields. Most auto-detect from the names; the result renders as soon as they’re mapped — no Run button.
On a model page
At the top of every model page you'll find a Variables dropdown — assign your columns to the fields each model needs, or set assumptions directly (e.g. growth rate, WACC, exit multiple; most fields auto-detect from the column names) — and a Guide button that explains the method. Both stay at the top while you work.
Reading your results
Once it renders, the result comes in two parts: a plain-language Summary with the headline figure and recommendations, followed by the detailed output — metric cards, statements, tables, and charts.
AI Chat — ask anything about your result
Once a model runs, a circular toggle button appears at the bottom of the results panel. Click it to open AI Chat — the AI already knows which model was run and what the result was, so you can ask follow-up questions without re-explaining the context.
Explain results in plain language
Translates output into plain sentences — useful for stakeholders who don't read financial models.
Interpret key numbers
Ask about any metric in the result — what it means, whether it's reasonable, and why it matters.
Suggest next steps
Ask what the result implies and which assumptions to revisit or sensitize next.
Draft a summary
Request a written paragraph based on the result, ready to copy into a memo or deck.
Model sections
Financial Modeling organizes its models into 4 sections by purpose.
Core Models
Build the operating model from the ground up.
Integrated Model
Three-Statement Model
Linked income statement, balance sheet, and cash flow that all flow from shared drivers.
Drivers
Revenue Build
Bottom-up revenue from units × price, or volume and growth drivers by segment.
OpEx / Cost Model
Project operating costs as fixed, variable, or % of revenue, with a headcount build.
Working Capital Model
Forecast receivables, inventory, and payables from days-based assumptions.
Valuation
What is the business worth?
Intrinsic
DCF Valuation
Discounted Cash Flow — value the business from projected free cash flows, WACC, and terminal value.
LBO Model
Leveraged Buyout — model debt-funded acquisition returns (IRR, MOIC) with exit assumptions.
Relative
Comparable / Multiples
Value the business against peer trading multiples — EV/EBITDA, P/E, EV/Sales.
Football Field
Plot the valuation range from each method on one chart to triangulate a value.
Planning & Scenarios
Plan the year and stress-test it.
Planning
Budget / Annual Plan
Build the annual operating budget by line item, period, and department.
Breakeven / CVP
Cost-Volume-Profit — find the volume where revenue covers fixed and variable cost.
Risk & Scenarios
Scenario Modeling
Compare base, best, and worst cases side by side across key outputs.
Sensitivity & Tornado
Test how each assumption moves the result and rank the drivers in a tornado chart.
Monte Carlo Simulation
Run thousands of randomized trials to get a probability distribution of outcomes.
Financing & Returns
How is it funded and does it pay off?
Capital Structure
Debt Schedule & Amortization
Lay out principal, interest, and balances over the loan’s life on a repayment schedule.
Cap Table & Dilution
Track ownership across funding rounds and model dilution from new shares or options.
Economics & Returns
Unit Economics / SaaS
Per-customer economics — CAC, LTV, payback, MRR/ARR, and churn for subscription models.
Runway & Burn
Calculate monthly burn and how many months of cash remain before the next raise.
Project Appraisal
Capital budgeting — evaluate a project on NPV, IRR, and payback period.